Select Home Warranty is best for homeowners who want simple, lower-cost home warranty coverage. Bronze Care and Gold Care separate systems and appliance protection, while Platinum Care combines both into the most complete plan. The biggest advantages are affordable coverage, free roof coverage promotions, and simple plan options; the biggest drawbacks are coverage caps, contract exclusions, and limited control over contractor selection.

About Select Home Warranty

Select Home Warranty offers home service contracts that help homeowners reduce the cost of covered repairs and replacements when major systems or appliances break down from normal wear and tear. A home warranty is not the same as homeowners insurance; it is a service contract designed for covered mechanical failures, not damage from events such as storms, fire, or theft.

The company keeps its plan structure simple with three main options: Bronze Care, Gold Care, and Platinum Care. Its current promotional landing page presents Bronze Care as systems coverage, Gold Care as appliances coverage, and Platinum Care as a combination plan that includes both systems and appliances.

Select Home Warranty also promotes extra value through free roof coverage, extra months of service, and a discount on eligible plans. These offers can change, so homeowners should confirm the exact promotion during the quote process.

Key Features

• Three plan options: Select Home Warranty offers Bronze Care, Gold Care, and Platinum Care. These plans are designed to cover systems, appliances, or both, depending on the option selected.
• Free roof coverage offer: Select currently promotes free roof coverage as part of its plan offer. The plan page lists roof coverage as a $99 value, while the promotional landing page lists free roof coverage with the current offer.
• 24/7 claims: Customers can report a claim online or by phone. Select’s landing page says its team can open a claim 24/7 when something happens.
• Technician network: Select arranges an independent service technician to diagnose and repair covered systems or appliances. The contract gives Select the exclusive right to select the technician, with limited exceptions where the customer may be allowed to use their own contractor with prior authorization.
• Simple repair process: The process is generally: choose a plan, submit a service request when a covered item breaks, and let Select assign a professional to handle the diagnosis and repair.

Home Warranty Plans

Select Home Warranty offers three main plan options: Bronze Care, Gold Care, and Platinum Care. The current promotional landing page describes Bronze Care as systems coverage, Gold Care as appliances coverage, and Platinum Care as systems plus appliances coverage. Because plan names and covered items can vary by quote and agreement, customers should confirm coverage on their plan agreement before enrolling.

Bronze Care

Bronze Care is presented on Select’s current promotional page as the systems coverage plan. It can include major home systems such as air conditioning, heating, electrical, plumbing, water heater, ductwork, and more.

This plan may be a good fit for homeowners who are most concerned about expensive system repairs. However, customers should check the plan agreement because coverage details, service fees, limits, and exclusions apply.

Gold Care

Gold Care is presented on Select’s current promotional page as the appliances coverage plan. It can include major household appliances such as clothes washer, clothes dryer, refrigerator, dishwasher, oven, cooktop, range, garbage disposal, and more.

This plan may work for homeowners who want protection for everyday appliances but do not need full system coverage. As with any home warranty, the final coverage depends on the agreement and coverage details.

Platinum Care

Platinum Care is Select Home Warranty’s most complete plan option. It combines systems and appliances coverage and is promoted as the most popular option on the current landing page.

This plan is likely the best fit for homeowners who want the broadest protection from Select. It can include A/C and heating systems, electrical and plumbing systems, washer and dryer, refrigerator and dishwasher, oven, cooktop and range, water heater, ductwork, ceiling fan, garbage disposal, and more.

Optional Add-On Coverage

Select Home Warranty offers optional coverage for additional items that may not be included in the base plan. The current terms list add-on options such as limited roof leak, pool/spa filtration system and pool/spa heater, well pump, sump pump, central vacuum, additional refrigerator, standalone freezer, lawn sprinkler system, septic system coverage, and refrigerator ice maker.

Add-ons can make a plan more complete, but they increase the total cost and come with their own coverage rules. Homeowners should only add coverage for items they actually own and want protected.

Pricing and Service Fees

Select Home Warranty does not show one fixed national price for every home on its main plan page. The company offers monthly and annual payment options, and the final price depends on the selected plan, property details, add-ons, and current promotion.

Select’s current promotional landing page advertises $150 off any plan, free roof coverage, and 2 extra months free. It also states that customers pay a minimal service fee when a covered item is repaired.

Coverage Limits and Important Exclusions

HWA’s sample terms state that the company’s obligation to pay for repair or replacement is limited to $5,000 per covered system and component and $15,000 in the aggregate during the coverage period, subject to further limitations in the contract.

That broad cap does not mean every item receives $5,000 in coverage. Some items have lower limits. For example, the sample terms list a $1,000 aggregate limit for repair or replacement of tankless or oil water heaters, and other parts of the contract include item-specific exclusions and limitations.

Coverage also depends on timing and condition. HWA’s terms state that coverage does not apply to breakdowns known before the coverage period start date and applies to covered systems and components that are in proper working order on the coverage period start date and then fail because of normal wear and tear.

How to Get a Quote and File a Claim

Getting a Quote

To get a quote, customers can visit Select Home Warranty’s website or promotional landing page and enter their ZIP code and property details. The quote process allows homeowners to compare plan options and add-ons before enrolling.

Before purchasing, review the selected plan, current promotion, roof coverage details, service call fee, waiting period, coverage limits, add-ons, exclusions, and cancellation terms.

Filing a Claim

When a covered system or appliance breaks, customers can report a claim online or by phone. Select’s promotional page says its team opens claims 24/7, then assigns a local professional from its network.

Select’s terms say customers must contact the company within three days after discovering a malfunction. Under normal circumstances, Select will contact an independent service technician within 48 hours to schedule diagnosis.

Customer Support

Select Home Warranty offers online claim submission, phone support, and customer portals for account access. Its current promotional page highlights 24/7 claim opening and a nationwide network of professionals.

Customer experiences can vary. Select’s low-cost structure and promotions may appeal to budget-conscious homeowners, but customers should understand that the company usually chooses the technician and that service, claim approvals, and reimbursements must follow the contract rules.

Bottom Line

Select Home Warranty is worth considering if you want affordable home warranty coverage with simple plan options and current promotional savings. Its Platinum Care plan is the strongest option for homeowners who want both systems and appliances covered, while Bronze Care and Gold Care may work for homeowners who only need one type of protection.

The biggest benefits are the current $150 off promotion, free roof coverage offer, extra service months, and straightforward plan structure. The biggest drawbacks are item-specific limits, pre-existing condition exclusions, and the fact that Select usually chooses the technician. Overall, Select Home Warranty may be a good fit for budget-focused homeowners, but the plan agreement should be reviewed carefully before enrolling.